Work-Study: What You Need To Know

Scholarship Tips and Tricks

One of the most important things students have to determine is how they are going to pay for college. Scholarships can be used to help pay down your cost of college meaning that less funding will come from your pocket. Today, we are going to focus on two types of scholarships: Internal and External (3rd Party) scholarships. Internal scholarships are scholarships awarded by UCO or the UCO Foundation and anything else is considered an external scholarship. External scholarships are awarded by outside organizations that you may be apart of such as your church or tribe, employers that pay toward employee or dependent college costs, or even organizations such as your local Lions club or community foundations like the Oklahoma City Community Foundation.

Let’s cover some of the ins-and-outs of scholarships.

  • Scholarships are awarded funds that do not need to be repaid as long as the contract is upheld
  • Scholarships can be merit-based, need-based, specific characteristics-based, or any combination
  • External scholarships can be found through private businesses, local organizations, and more
  • Scholarships can stack, so apply for as many as you can
  • Never pay to apply for a scholarship! Be cautious of scams
  • Scholarships pay toward your bursar account first, then any overage will be refunded to you if the scholarship contract allows
  • Make sure you complete a FAFSA and submit the scholarship before the deadline


Here are a few sites that we suggest you use to find scholarships.

  • Non-UCO Scholarship Webpage
  • Oklahoma City Community Foundation
  • Ok College Start
  • Fastweb
  • Sallie Mae


It’s important to remember that not all scholarships are alike. You will want to make sure that you complete any additional requirements in order to receive your award and keep any scholarship award letters and contracts you receive.


For any questions regarding specific scholarships, reach out to the awarding organization. For any general questions feel free to make an appointment with a Money Coach!

I am the Assistant Director for Work-Study and Scholarships at UCO. I enjoy providing students with information and resources that will assist them through their time in college and beyond. Overseeing the Money Coach Program in my current role gives me the opportunity to combine the two!